OKARA HOUSING FINANCE LIMITED

Design and placement of proportional and non-proportional treaty reinsurance programs for insurers operating across Delhi National Capital Region. We model risk layers, negotiate terms with domestic and international reinsurers, and implement facultative backup arrangements to stabilize insurer balance sheets.

NIC 6520 — Reinsurance; supports corporate insurers, manufacturing risks, logistics fleets, and tech-enabled platforms.

Structuring retrocession treaties and bespoke capital solutions to manage peak exposures for insurers in manufacturing corridors and logistics sectors. Services include capital efficiency analysis, catastrophe modeling calibrated to regional perils, and structuring of sidecars or quota share mechanisms.

NIC 6520 — Reinsurance; focused on risk transfer and balance-sheet efficiency for Delhi clients.

Advisory on claims financing strategies including stop-loss arrangements, loss portfolio transfers, and reinsurance recoverable management. We implement processes for timely recoveries, dispute resolution, and cashflow smoothing to preserve insurer solvency ratios.

NIC 6520 — Reinsurance; practical claims-focused solutions for insurers and brokers.

End-to-end treaty engineering including risk selection, attachment optimization, and premium allocation. Uses Delhi exposure data and industry loss history from manufacturing corridors and logistics networks to produce defensible pricing models.

Risk selection; attachment optimization; premium modelling

Comprehensive claims lifecycle service from notification through recovery. Services include loss quantification, coordination with cedent adjusters, recoveries from reinsurers, and reserve monitoring to ensure timely and accurate settlements.

Loss quantification; recovery coordination; reserve monitoring

Strategic advisory for captive programs, alternative risk financing, and parametric solutions. We assess capital efficiency, regulatory implications, and operational impact for corporate clients and insurers operating in the Delhi region.

Captive design; parametric consulting; regulatory assessment